# Timbershore Lending Group > Timbershore Lending Group is a small-business funding broker at 420 College St, Woodland, CA 95695 (phone (530) 324-0236). It helps businesses in Woodland, CA; Winters, CA; Esparto, CA; Dunnigan, CA; Clarksburg, CA and across Yolo County, California; and in Rio Linda, CA (Sacramento County); North Highlands, CA (Sacramento County); Antelope, CA (Sacramento County); Vacaville, CA (Solano County); Dixon, CA (Solano County); Elverta, CA (Sacramento County), explore working capital, fixed-term business loans, revolving credit lines, stock financing, equipment loans and leases, and merchant cash advances (not loans). Timbershore Lending Group arranges introductions only: a request goes to funding partners, and each partner runs its own review and makes its own decision. Timbershore Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Timbershore Lending Group does not arrange funding for trucking or agriculture businesses, real estate or property purchases, building work, personal or consumer loans, or SBA loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 420 College St, Woodland, CA 95695, United States - Phone: (530) 324-0236 - Apply: https://timbershorelendinggroup.com/apply/ - Places: Woodland, CA; Winters, CA; Esparto, CA; Dunnigan, CA; Clarksburg, CA and all of Yolo County, California; also Rio Linda, CA (Sacramento County); North Highlands, CA (Sacramento County); Antelope, CA (Sacramento County); Vacaville, CA (Solano County); Dixon, CA (Solano County); Elverta, CA (Sacramento County) - Language: English ## Funding options - [Types of Business Loans for Woodland, CA Sit-down Restaurants and Home Builders](https://timbershorelendinggroup.com/business-loans/): Term loans, lines of credit, working capital, inventory and equipment financing are debt; a merchant cash advance is a sale of future card receipts. Each product has its own page and its own partner review. - [Working Capital Loans for Sit-down Restaurants and Home Builders in Woodland, CA, Week to Week](https://timbershorelendinggroup.com/business-loans/working-capital/): A working capital loan is short-term debt for operating costs. In Woodland, CA it fits payroll, rent and supplier bills during an invoice gap; equipment and property purchases go to other products. - [Business Term Loans in Woodland, CA for Sit-down Restaurants, Home Builders and Business Buyers](https://timbershorelendinggroup.com/business-loans/term-loans/): A term loan trades one payout for a fixed run of equal payments. In Woodland, CA it fits buying an existing business or a large one-time cost; real estate goes to a real estate lender. - [Business Lines of Credit in Woodland, CA for Home Builders and Physician Offices](https://timbershorelendinggroup.com/business-loans/line-of-credit/): A line of credit is a revolving limit: the business draws for recurring bills and pays interest only on what it uses. In Woodland, CA it fits supplier bills, draw gaps and claims that pay late. - [Inventory Financing for Physician Offices and Dental Offices Around Woodland, CA](https://timbershorelendinggroup.com/business-loans/inventory-financing/): A provider decides which stock and security support an inventory-funding offer. In Woodland, CA it can suit a distributor filling a large order or a practice stocking supplies; purchase order financing is a different product. - [Equipment Financing in Woodland, CA: CNC Machines, Food-Truck Kitchens and Kitchen Lines](https://timbershorelendinggroup.com/equipment-financing/): Equipment financing can spread an identified machine or kitchen package over an agreed schedule, with ownership and security set by the provider. A nominal buyout option applies only if its contract conditions are met; a fair market value lease has a smaller payment in the example here and its own return, renewal or purchase choices. - [Merchant Cash Advances for Home Builders and Physician Offices in Woodland, CA: Read This First](https://timbershorelendinggroup.com/merchant-cash-advance/): Card-sales advances are not loans. A provider pays cash now and is collected from a share of future card sales until a fixed total is in. The factor rate sets that total, so the cost in dollars is known on day one; how long collection takes depends on card sales. ## Industries - [Restaurant Loans in Woodland, CA: Combi Ovens, Prep Coolers and a Walk-in Cooler](https://timbershorelendinggroup.com/industries/restaurants/): A Woodland, CA restaurant can finance kitchen equipment, carry payroll and food bills with working capital or a credit line, or take a card-sales advance. This page lists what each one fits, what a partner can review and Yolo County, CA restaurant counts from the Census Bureau. - [Woodland, CA Medical Practice Loans for Family Clinics, Urgent Care Equipment and Billing Gaps](https://timbershorelendinggroup.com/industries/medical-practices/): A Woodland, CA physician office can finance exam-room and front-desk equipment, use a term loan for a buy-in, or draw on a credit line while claims are paid. This page covers each use, what a partner may review and Yolo County, CA counts for offices of physicians. - [Dental Office Loans in Woodland, CA for Dental Offices: Milling Units and Imaging Upgrades](https://timbershorelendinggroup.com/industries/dental-practices/): A Woodland, CA dental office can finance imaging, milling, lasers, chairs and sterilizers, or use a term loan or credit line for wider costs. This page covers how to plan several purchases, a worked lease-or-loan example and Yolo County, CA counts for offices of dentists. - [Salon Business Loans in Woodland, CA: Barber Chairs, Clippers and Styling Stations](https://timbershorelendinggroup.com/industries/salons/): A Woodland, CA hair salon, nail salon or barber shop can finance chairs and stations, carry product stock and payroll with working capital, or take an advance collected from card sales. This page covers each fit and Yolo County, CA counts for beauty salons and nail salons. - [Gym Business Loans in Woodland, CA: Cable Machines, Squat Racks and Treadmills](https://timbershorelendinggroup.com/industries/gyms-and-fitness-studios/): A Woodland, CA gym or fitness studio can finance cardio and strength equipment, bundle a studio package on a term loan or carry payroll on a credit line. This page covers what a partner may look at, a worked treadmill lease-or-loan example and Yolo County, CA counts. - [Retail Business Loans in Woodland, CA for Main Street Stores, Furniture Showrooms and Restocks](https://timbershorelendinggroup.com/industries/retail/): A Woodland, CA store can finance stock, fixtures and point-of-sale gear, or carry supplier bills on a credit line. This page works two loan-or-lease examples and gives Yolo County, CA and ZIP 95695 retail counts. - [Woodland, CA Construction Financing for Home Builders, Concrete Crews and Equipment Fleets](https://timbershorelendinggroup.com/industries/construction/): A Woodland, CA contractor can finance machines, carry crew payroll between draws or keep a credit line for materials. Construction loans for houses and property purchases are outside this site. A worked excavator loan-or-lease example and Yolo County, CA counts are on this page. - [Woodland, CA Auto Repair Shop Loans for General Repair, Tire Service and Diagnostic Scan Tools](https://timbershorelendinggroup.com/industries/auto-repair/): A Woodland, CA repair or tire shop can finance lifts, calibration and tire equipment, carry technician payroll on working capital or use a term loan to buy an existing repair business. The building and built-in work such as a paint booth are outside this site. - [Daycare Center Financing in Woodland, CA: Kitchen Appliances, Classroom Furniture and Payroll](https://timbershorelendinggroup.com/industries/daycare-centers/): A Woodland, CA child care provider can finance kitchen appliances, furniture and cribs, or carry payroll on working capital between tuition payments. Building work and property are outside this site. The counts on this page are for child day care services in Yolo County, CA. - [Woodland, CA Landscaping Business Loans for Irrigation Crews, Mowers and Equipment Trailers](https://timbershorelendinggroup.com/industries/landscaping/): A Woodland, CA landscaping business can finance mowers, chippers, skid steers and equipment trailers, or carry crew payroll on working capital or a credit line. Invented mower and payroll examples and Yolo County, CA landscaping counts are on this page. - [Hotel Loans in Woodland, CA: Guest Room Furnishings, Laundry Equipment and Working Capital](https://timbershorelendinggroup.com/industries/hotels-and-motels/): A Woodland, CA hotel or motel can finance case goods, mattresses, laundry machines and front-desk hardware, or use working capital for linens and payroll. Buying the property, pool work and any change to the building are outside this site. - [Manufacturing Equipment Financing for Manufacturers in Woodland, CA: CNC Lathes, Welding Cells and Raw Steel](https://timbershorelendinggroup.com/industries/manufacturing/): A Woodland, CA machine shop or fabricator can finance CNC machines, press brakes and welding cells, and carry steel orders on inventory financing or a credit line. New electrical service, machine foundations and other plant work on the building are outside this site. - [Business Loans for Real Estate Agents in Woodland, CA: Workstations, Office Furniture and a Team Expansion](https://timbershorelendinggroup.com/industries/real-estate-agents/): A Woodland, CA real estate office can fund workstations, furniture, software, marketing and a team expansion with working capital, a credit line or a term loan. Loans on homes, investment property or commercial buildings are outside this site. - [Cafe Business Loans in Woodland, CA: Blenders, Refrigeration and Menu Expansion](https://timbershorelendinggroup.com/industries/cafes-and-coffee-shops/): A Woodland, CA cafe can finance espresso, bakery and refrigeration equipment, carry payroll on working capital or fund the business side of buying a cafe with a term loan. The walls, counters and the building itself stay outside this site. - [Business Loans by Industry for Woodland, CA: From Sit-down Restaurants to Home Builders](https://timbershorelendinggroup.com/industries/): Trades in Woodland, CA put the same six products to different uses. This page matches products to builders, physician offices, auto repair shops and distributors, groups the trades in four sets and gives Yolo County, CA business counts for each set. ## Tools and calculators - [Small Business Resources in Woodland, CA: Loan Checklists for Dental Offices and Quick-service Restaurants](https://timbershorelendinggroup.com/resources/): Four tools for a Woodland, CA owner getting ready to ask for funding: preparation steps, a plan outline, a product-by-product documents checklist and the payment calculator. Zoning and permit questions go to the city or the county; this site has no guide on them yet. - [Working Capital Loan Interest Calculator for Woodland, CA Distributors and Restaurants](https://timbershorelendinggroup.com/resources/working-capital-loan-interest-calculator/): Type in a dollar amount, a yearly rate and a count of months. The calculator returns a level monthly payment and the total interest. It does not include fees, and its result is arithmetic, not an offer. ## Communities near Woodland, CA - [Business Loans in Woodland, CA for Home Builders, Physician Offices and the Rest of Yolo County, CA](https://timbershorelendinggroup.com/woodland-ca/): A Woodland, CA business can compare a bank, an equipment finance company, an online lender and this site, which passes requests to funding partners. Below: product fits for restaurants and home builders, a distributor's lease, and why ZIP 95695 reaches beyond the city. - [Business Loans for Communities Around Woodland, CA, From Sit-down Restaurants to Home Builders](https://timbershorelendinggroup.com/service-areas/): Businesses near Woodland, CA reach funding partners through the same call or short form. This page covers a building purchase versus what a request here can cover, retail, warehouse and office leases, and ZIP-labeled figures for ten nearby communities in Yolo, Sacramento and Solano counties. ## Company - [Small Business Loans for Woodland, CA Sit-down Restaurants, Home Builders and Physician Offices](https://timbershorelendinggroup.com/): One Woodland, CA request reaches funding partners who offer working capital, term loans, credit lines, inventory and equipment financing, or merchant cash advances; each partner sets its own terms and decides. - [How to Get a Business Loan for Your Woodland, CA Distributor: From Call to Offer](https://timbershorelendinggroup.com/how-it-works/): A request starts with a call or the short form and goes to funding partners. A partner reviews the business, can ask for statements, returns and other records, and decides on any offer. Nothing is decided by the site. - [Business Loan Questions for Woodland, CA Sit-down Restaurants and Home Builders](https://timbershorelendinggroup.com/faq/): Answers on credit checks, EINs, line of credit terms, interest deductions and equipment debt for Woodland, CA businesses. Funding partners set their own terms, and a tax preparer decides tax questions. - [About Timbershore Lending Group and Business Funding for Woodland, CA Wholesale Distributors](https://timbershorelendinggroup.com/about/): Three parties take part: the business, Timbershore Lending Group, which passes the request on, and the funding partners, which review it and decide. A bank, an equipment finance company or an online lender are other doors an owner can try. - [Contact Timbershore Lending Group About a Business Loan for Your Woodland, CA Dental Office](https://timbershorelendinggroup.com/contact/): Phone (530) 324-0236. Four sets of questions: what the business settles for itself, what to ask about any loan offer, what to ask the funding partner, and what to cover on a first call. - [Start a Woodland, CA Business Loan Application for Your Auto Shop or Distributor](https://timbershorelendinggroup.com/apply/): Contact details, the company name, three ranges and a consent box are all the form takes. Bank statements, tax returns and other papers come later, if a funding partner reviews the request. - [Disclosures for Timbershore Lending Group, Woodland, CA](https://timbershorelendinggroup.com/disclosures/): Timbershore Lending Group is a broker, not a lender. Funding partners review requests, set any terms and make every decision. ## Optional - [Full text of every page](https://timbershorelendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://timbershorelendinggroup.com/sitemap.xml)